آثر انخفاض أسعار النفط عمى كفاءة المصارف الإسلامية في الأردن

Abstract

The study examined the efficiency of Jordanian Islamic banks after the decline in oil prices during the period of 2012-2017, through using the Data Envelopment Analysis (DEA), to estimate the fixed technical efficiency, variable efficiency and volumetric efficiency. In order to achieve the objectives of the study, four Jordanian Islamic banks were selected, which represent 16% of the Jordanian operating banks. Also, to implement the data envelope analysis, two outputs were identified (loans, credit facilities), as well as identifying two inputs (capital, deposits). The study reached several results, the most important of which indicated that Islamic banks operating in Jordan were not affected by the crisis of low oil prices, and the Jordanian Islamic banks excel in terms of activity over the foreign Islamic banks operating in Jordan, in addition, there has been an evolution in Islamic banking operations based on the volumetric efficiency index